Welcome to Stevens Creek Kia. If you are searching for your next car, talk to our auto experts about Kia financing in the Bay Area. Our finance professionals will help you secure an auto loan or auto lease that works for you. We can also help you trade in your vehicle and calculate your monthly auto payments. As experienced professionals in the auto financing industry, we work hard to help you find a payment plan that makes sense for your unique circumstances. To learn more about our Kia financing options and terms, get in touch with our Kia finance center.
(408) 533-1500
Finance Department
The Basic Components of an Auto Loan from Stevens Creek Kia

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.
Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.
Find a Kia Model to Buy
San Jose, CA | Sunnyvale, CA | Bay Area
Come by the showroom at Stevens Creek Kia today to discover the entire family of Kia models. Each Kia vehicle is uniquely designed for comfort and sophistication. If you are looking for a sedan, check out the Kia Rio, Kia Forte, or Kia Optima. If you prefer an SUV, explore the Kia Soul, Kia Niro, or Kia Sorento. We also offer a variety of hybrid and electric vehicles to help you reduce your carbon footprint. Whether you are commuting to work in the Bay Area or spending a weekend exploring Stanislaus National Forest, your Kia model will take you wherever you want to go.
How to Apply for Kia Financing at Stevens Creek Kia
To learn more about available Kia financing in the Bay Area, fill out our online finance application or get in touch with the finance experts at Stevens Creek Kia today.
Apply for Financing
Hours
Dealership Hours | |
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Mon - Fri | 9:00am - 9:00pm |
Saturday | 9:00am - 9:00pm |
Sunday | 10:00am - 8:00pm |